FAMILY INDIVIDUAL PLANS.

The Family Single Student Plan is for one student of any age, who does not have to be related to you. The Family Multiple Student Plan is designed for more than one student – children under the age of 21, related to you by birth or adoption.

Under a Family Individual Plan, payments come from income earned on your contributions, not a shared pool. Payouts are potentially lower than Family Group Plans, but you have greater flexibility because:

• You designate one student or multiple students in your plan;
• You choose the amount and the timing of payments;*
• Students can receive investment income by attending a minimum 3-week program at 12 hours per month*; and
• Investment income not used for education may be transferred to an RRSP up to a lifetime maximum of $50,000 per subscriber.*

* Subject to ITA and CESA Guidelines.

For full details about our plan, you can read our Prospectus (Select Final Long Form Prospectus English) or have a USCI Sales Representative  call you.